Sunday, February 5, 2023

Compound Interest Formula in MS Excel

Compound Interest Formula in MS Excel
The compound interest formula in Microsoft Excel is as follows:

A = P * (1 + r/n)^(nt)

where:

A = the future value of the investment 
P = the principal amount (the initial amount of money) 
r = the annual interest rate (expressed as a decimal) 
n = the number of times that interest is compounded per year 
t = the time period (in years)

To calculate compound interest in Excel, you can use the formula above in a cell, or use the built-in financial functions such as =FV (future value) or =PMT (payment). Here's an example using the formula:

A = P * (1 + r/n)^(nt) 
A = $1000 * (1 + 0.05/4)^(4*2) 
A = $1000 * 1.0125^8 
A = $1267.06

So the future value of the investment for a $1000 principal for 2 years at 5% interest rate compounded quarterly would be $1267.06.

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